View your loan account online

ATO keep track of any loans you have deferred for payment through the tax system. Your account contains a record of your loan (or loans) including:

▶ indexation amounts

▶ voluntary and compulsory repayments

▶ overseas levy amounts

You can use ATO online services to view your loan account and other information, such as your payment reference number (PRN) and voluntary repayment options. To access ATO online services for individuals, you need to create a myGov account and link it to the ATO. If you already have a myGov account linked to the ATO, you can log in at any time.

As your loan information is transferred to ATO from other government agencies, there may be a delay between when you acquire the loan and when it is reflected in your loan balance. At any time during the year, you can phone us to request a statement.

Indexation

There is no interest charged on loan accounts. However, when your debt is more than 11 months old, the balance is subject to indexation, which is applied on 1 June each year. Indexation maintains the real value of the debt in line with changes in the cost of living as measured by the consumer price index (CPI). The indexation figure is calculated each year after the March CPI is released.